| Feature | Description |
| API |
● Guidewire ● EBix e-Global ● Odoo/Flectra ● Payment gateway - various ● B2B gateway - various ● Registry gateways - Vehicle plates, corporations ● GDS location services - various ● ACCORD capable (DEAL ENGINE) |
| Accounting Integration |
● Guidewire
● EBix e-Global ● Odoo/Flectra |
| Activity Dashboard |
● Permissions driven UI - Client, Broker, Association,Insurer views (DEAL ENGINE) |
| Activity Logging | ● OpenSearch logging options ● On contract event ● AWS Lambda start/stop & life cycle configuration options |
| Automatic Notifications |
● Email ● By TASKS and long range TASK such as renewals in COMING UP (DEAL ENGINE) |
| Billing & Invoicing |
● Invoice and payment receipt on BIND (DEAL ENGINE) ● Alternate to invoice premium advice note (PAN) on BIND (DEAL ENGINE) ● API's to insurance backoffice system(various) (DEAL ENGINE) ● Odoo/Flectra |
| Calendar Management |
● TASKs to Calendars - various |
| Customer Database |
● Full CRM with sales channels (FLECTRA) ● Separate high security data store for sensitive personal information (DEAL ENGINE) |
| Customisable Reporting |
● Library of reports ● Auto-run scheduler |
| Data Import/Export |
● via JSON, CSV, ● via report utilities ● via stored procedures |
| Document Management |
● Insurance contracts (DEAL ENGINE) using CKEditor5 ● Emails, documents, invoices, advisories creation CkEditor5 ● PDF docx and other options ● General module accessible by customers, vendors, employees (FLECTRA) |
| Document Storage |
● Templates (DEAL ENGINE) ● Auto generated (DEAL ENGINE) ● Uploads |
| Electronic Payments |
Various - Windcave + others |
| Inventory Management (FLECTRA ONLY) |
● Full services and physical inventory |
| Inventory Kits (FLECTRA ONLY) |
● Services sale triggers orders on suppliers |
| Layered Product Pricing | ● General ● Insurance programme ● Customer - case traded |
| Invoice Management (FLECTRA ONLY) |
● All standard processes including customer POs ● Analytic accounting |
| Reminders |
● Tasking |
| Reporting & Statistics |
● Standard and custom reports |
| Search Functionality |
● Filters - attributes and on the fly |
| Licensing | ● Open source - Open Core Model ● NO user licensing - unlimited users ● Some add on modules for Flectra 1 off license fee |
| Language and DB |
● Flectra - Python and Postgres ● Deal Engine - C# and Postgres |
| Cloud services |
● Own Virtual Server or Shared tenancy |
| Disclosure | ● Full development tools disclosure via YAML ● Security vulnerability CIV on Gitlab ● Keys available to take internal control |
| Third party developers | ● Permitted - enquire please ● Flectra partners |
| Services pricing model | ● Subscription - mixed model: setup and transactions |
| Insurance policy life cycle | ● new ● change ● cease/lapse ● NTU (Not Taken Up) ● cancel ● renew |
| Insurance policy levels | ● one insured/many policies/programmes ● programmes ● case traded ● co-insurers ● re-insurers ● master/sub-policies ● mixed corporate/private (e.g travel) |
| Insurance parties | ● Insured ● Co-insured ● Named parties ● External parties (e.g banks, governing associations) ● Former principals (auto-runout) ● Former acquired entities (e.g merge prof practice) ● Other officers that need to be listed ● Insured membership associations ● Brokers ● Insurers ● Co-insurers ● Excess Layer providers ● Cat or Re-insurers |
| Insurance Programme Management - milestones | ● Bulk or single release ● Stage tracking for each process - new, change etc ● Stage tracking - Not Started ● Stage tracking - Started ● Stage tracking - Submitted ● Stage tracking - Referred ● Stage tracking - Referred back to Broker or Client ● Stage tracking - sub-policy declarations (officers, groups, travellers) ● Stage tracking - Bind ● Stage tracking - Issue docs ● Stage tracking - Declined |
| Insurance - Special Contract Processes |
● Stage undo - Broker unlock submitted proposal with user logged and reasons ● Stage undo - U/W unbind policy & send back - restricted permissions ● Stage stop - No quote after selecting excess and limits - at programme level ● Stage stop - individual insurance agreement (in roadmap for development) |
| Insurance client agreement project management - milestones actions | ● Milestone advisory - triggers display of advisory ● Milestone task - triggers adding of task ● Milestone close task - triggers close of user task ● Milestone cron job task - triggers adding task (e.g get ready for renewal) ● Milestone email - triggers template email on creation of task |
| Underwriting rules engine | ● reusable rules ● premium calculation rules on limits, head count ● premium calculation on sub-policy periods ● decline, change, cease/lapse and cancel rules ● referral loadings/discount rules (% and absolute $) ● auto-load on activity or territory or asset type value ● auto-claim load ● case trade each policy agreement and retain special endorsements for renewal ● unlimited number of rules |
| Standard data libraries | ● Activity codes ● Territories ● Named party types ● Asset Types ● Location Types ● Employee Roles (for EPL) ● Standard reference PRODUCT scaffolding (PI, GL, SL, D&O, Cyber, Trustees etc) ● Standard data sets update with API from external curated source |
| Security - key stack |
● Ubuntu LTS ● MS .net 6 LTS ● NGiNX reverse proxy ● logging to SEIM server ● ORM to DB |
| Roadmap and support | ● Helpdesk ticketing to TASKs with Followers ● forums ● wiki with knowledgebase ● Roadmap (on enquiry) |
| Partner Model | ● No upfront fees - qualification by contribution to projects ● Partner types - Integration or StackDevelopers ● Shared revenue opportunities with plugin licenced modules |
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